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		<title>The Fundamentals Of Social Security Disability</title>
		<link>http://www.andreandliz.com/the-fundamentals-of-social-security-disability.html</link>
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		<pubDate>Thu, 25 Mar 2010 01:02:07 +0000</pubDate>
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		<description><![CDATA[The Federal government has initiated several programs that aim to cater to the needs of the disabled workers, Social security disability lawyers california , . These include the Social Security Disability benefits that provide financial and medical support to those qualified employees who have incurred disability. Such program is implemented by the Social Security Administration, [...]]]></description>
			<content:encoded><![CDATA[<p>
The Federal government has initiated several programs that aim to cater to the needs of the disabled workers, <a href="http://www.securityoption.net/Social-security-disability-lawyers-california.html"><b>Social security disability lawyers california</b></a><br />
, . These include the Social Security Disability benefits that provide financial and medical support to those qualified employees who have incurred disability.</p>
<p>Such program is implemented by the Social Security Administration, which also has the authority to evaluate and approve the petitions of the claimants.</p>
<p>Eligibility<br />
Covered workers who have been paying their Social Security contributions and completed work period specified by the SSA (at least five to ten years) can avail of the Social Security Disability, Social security disability lawyers california<br />
,  benefits.</p>
<p>That is, if their disability prevents them from performing &#8220;substantial gainful activities&#8221; in a period of twelve months. Meaning, their ailment should be serious enough to impede them from working or earning adequate compensations.</p>
<p>Benefits<br />
Once the SSA approved a claimant&#8217;s petition, he will receive monthly checks. The amount will greatly depend on his average earnings during his employment career.</p>
<p>In California, the disabled workers may also receive Medi-Cal benefits that are essential in obtaining medical treatment and rehabilitation while waiting for the SSA to approve their cases.</p>
<p>Claims Procedure<br />
1.	Initial Application &#8211; an application for the Social Security Disability benefits may be filed in three ways, through a phone call, via the internet, or personally at your local Social Security Office.</p>
<p>However, there is a little chance that your claim will be approved at this stage. In fact, majority of claims initially filed to the SSA are rejected for some reasons such as technicalities and lack of documentary evidences. This will definitely compel you to try the next step in filing.<br />
2.	Request for Reconsideration &#8211; In this procedure, it is important that you hire an experienced Social Security lawyer coming from a reputable Disability Law Firm.</p>
<p>An expert representative will help you in reassessing your case, gathering vital documents and filing an appeal to the SSA. You will then need to wait for at least two to three months before the SSA, Social security disability lawyers california<br />
,  gives their decision on your request.<br />
3.	Hearing before the Administrative Law Judge &#8211; If your request for reconsideration was also denied, it is now the time, Social security disability lawyers california<br />
,  to schedule a case hearing to the Administrative Law Judge.</p>
<p>In this process, you will need to defend your eligibility and try to convince the judge to reverse the former decision.<br />
4.	Civil Litigation &#8211; if again your last petition to the SSA was denied, the law entitles you to result in civil litigation. This is where you may file charges against the SSA if you really believe that you are qualified of such benefits. If the court judge favors your claim, he will ask the SSA to bestow you your benefits.</p>
<p>You may see that the actual filing procedure in filing a Social Security Disability Claim is very much intricate for an individual who lacks the understanding about the basic principles of such SSA program. It is therefore vital to consult a law firm that is well known in handling Social Security cases before the initial application.</p>
<p>Our law firm is among the highly acclaimed in representing and advocating disability cases among other <a href="http://www.</p>
<p>mesrianilaw.com/&#8221; target=&#8221;_blank&#8221;> Disability Law Firms.</a> We have widely experienced <a href="http://www.mesrianilaw.com/Disability-Lawyers.html" target="_blank">Disability Lawyers</a>, Social security disability lawyers california<br />
,  to help with your case.</p>
<p>Source: articledashboard.com</p>
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		<title>Student Loans &#8211; Lose Social Security Benefits If You Don&#8217;t Pay</title>
		<link>http://www.andreandliz.com/student-loans-lose-social-security-benefits-if-you-dont-pay-2.html</link>
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		<pubDate>Fri, 05 Feb 2010 00:58:22 +0000</pubDate>
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				<category><![CDATA[Finance]]></category>
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		<description><![CDATA[A vast majority of people take out student loans to pay for higher education. The, Social security disability lawyers california , Supreme Court has decided to make social security benefits a means of repaying them. No Benefits For You! While millions borrow money to attend college and graduate school, not everyone pays this money back. [...]]]></description>
			<content:encoded><![CDATA[<p>
A vast majority of people take out student loans to pay for higher education. The, <a href="http://www.securityoption.net/Social-security-disability-lawyers-california.html"><b>Social security disability lawyers california</b></a><br />
,  Supreme Court has decided to make social security benefits a means of repaying them.<br />
No Benefits For You!<br />
While millions borrow money to attend college and graduate school, not everyone pays this money back.</p>
<p>The failure to pay can result from circumstances such as a slow job market, failure to finish school and health problems. Of course, there are the select few who simply welch on the repayments. The U.S. Supreme Court rendered a decision on December 7, 2005, impacting people who are behind in paying their loans.<br />
In Lockhart v. United States, the Supreme Court was asked to rule on whether the federal government could seize social security benefits to cover outstanding student loans.</p>
<p>The case involved James Lockhart, a disable man, who sued to stop the government from cutting his monthly $874 check. Lockhart suffers from heart disease, diabetes and other health problems and lives in public housing in Seattle. He argued the forfeiture of part of his check made it impossible for him to continue to buy his medication and food. The Justices disagreed with Lockhart.<br />
Under federal law, efforts to collect defaulted student loans had a 10 year limit.</p>
<p>Put another way, the federal government was barred from hunting down delinquent payers after ten years. In the past few years, however, Congress did away with this limitation,, Social security disability lawyers california<br />
,  which brought forth a conflict of law. The Social Security Act contains language protecting benefits from being seized as part of debt actions. In this case, the Supreme Court ruled that such protections only apply to private individuals, not the federal government.</p>
<p>In short, social security benefits are no longer safe.<br />
Currently, the total balance on outstanding student loans is roughly $30 billion. Of this amount, roughly seven billion are delinquent or defaulted loans. With 25 percent of loans in the red, one can see why the government has an interest in collecting the debt.<br />
Personally, I don&#8217;t have any problem with this ruling. If, Social security disability, Social security disability lawyers california<br />
,  lawyers california<br />
,  you borrow money to go to school, you should pay it back.</p>
<p>Failing to do so could deprive others of the same opportunity.<br />
Richard A. Chapo is a San Diego business lawyer with http://www.sandiegobusinesslawfirm.com &#8211; a San Diego business law firm in San Diego, California.</p>
<p>Source: download</p>
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		<title>Student Loans &#8211; Lose Social Security Benefits If You Don&#8217;t Pay</title>
		<link>http://www.andreandliz.com/student-loans-lose-social-security-benefits-if-you-dont-pay.html</link>
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		<pubDate>Wed, 16 Dec 2009 00:59:03 +0000</pubDate>
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		<guid isPermaLink="false">http://www.andreandliz.com/student-loans-lose-social-security-benefits-if-you-dont-pay.html</guid>
		<description><![CDATA[A vast majority of people take out student loans to pay for higher education. The Supreme Court has decided to make social security benefits a means of repaying them. No Benefits For You! While millions borrow money to attend college and graduate school, not everyone pays this money back. The failure to pay can result [...]]]></description>
			<content:encoded><![CDATA[<p>
A vast majority of people take out student loans to pay for higher education. The Supreme Court has decided to make social security benefits a means of repaying them.<br />
No Benefits For You!<br />
While millions borrow money to attend college and graduate school, not everyone pays this money back. The failure to pay can result from circumstances such as a slow job market, failure to finish school and health problems.</p>
<p>Of course, there are the select few who simply welch on the repayments. The U.S. Supreme Court rendered a decision on December 7, 2005, impacting people who are behind in paying their loans.<br />
In Lockhart v. United States, the Supreme Court was asked to rule on whether the federal government could seize social security benefits to cover outstanding student loans. The case involved James Lockhart, a disable, <a href="http://www.</p>
<p>securityoption.net/Social-security-disability-lawyers-california.html&#8221;><b>Social security disability lawyers california</b></a><br />
,  man, who sued to stop, Social security disability lawyers california<br />
,  the government from cutting his monthly $874 check. Lockhart suffers from heart disease, diabetes and other health problems, Social security disability lawyers california<br />
,  and, Social security disability lawyers california<br />
,  lives in public housing in Seattle.</p>
<p>He argued the forfeiture of part of his check made it impossible for him to continue to buy his medication and food. The Justices disagreed with Lockhart.<br />
Under federal law, efforts to collect defaulted student loans had a 10 year limit. Put another way, the federal government was barred from hunting down delinquent payers after ten years. In the past few years, however, Congress did away with this limitation, which brought forth a conflict of law.</p>
<p>The Social Security Act contains language protecting benefits from being seized as part of debt actions. In this case, the Supreme Court ruled that such protections only apply to private individuals, not the federal government. In short, social security benefits are no longer safe.<br />
Currently, the total balance on outstanding student loans is roughly $30 billion. Of this amount, roughly seven billion are delinquent or defaulted loans.</p>
<p>With 25 percent of loans in the red, one can see why the government has an interest in collecting the debt.<br />
Personally, I don&#8217;t have any problem with this ruling. If you borrow money to go to school, you should pay it back. Failing to do so could deprive others of the same opportunity.<br />
Richard A. Chapo is a San Diego business lawyer with http://www.sandiegobusinesslawfirm.com &#8211; a San Diego business law firm in San Diego, California.</p>
<p>Source: articleage.com</p>
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